Louisiana Contractor Continuing Education

5 Insurance Trends to Watch Out for in 2025

The insurance industry is evolving rapidly, and staying informed is critical to remaining competitive. From new technologies to environmental considerations, this year promises to bring significant changes that insurance professionals — adjusters included — must adapt to. For those navigating these shifts, insurance adjuster continuing education (CE) is key to staying ahead. Below, we’ll discuss five key trends shaping the industry’s future and why you should sign up for your CE course today through Bob Brooks School.

1. Proactive Insurance Planning for Natural Disasters

According to the Consumer Federation of America, over six million homeowners do not have homeowners insurance. With natural disasters like hurricanes and tornadoes becoming more frequent and severe — especially in states like Louisiana — insurance providers must respond.

Policyholders expect their insurers to offer tailored solutions that address specific environmental risks. To meet this demand, insurers will need innovative tools and policies to cover disasters from floods to fires. These resources can protect your clients and establish you as a trustworthy, reliable partner in vulnerable areas.

For adjusters, handling claims in situations like these requires up-to-date expertise. Insurance adjuster continuing education equips professionals to process these complex claims efficiently and confidently.

2. Push for Green and Sustainable Insurance

Sustainability is becoming a key focus for insurers as climate change awareness grows. Green policies encourage eco-friendly practices, including renewable energy and sustainable building materials.

Green homes coverage: Policies now cover installing solar panels or upgrading to energy-efficient appliances.
Eco-friendly vehicle insurance: Providers are designing special packages for electric or hybrid vehicles.
Sustainable rewards programs: Some insurers now offer discounts or perks for environmentally-conscious business or lifestyle choices.

Consumers increasingly demand that their insurance reflects their values. Adjusters — and insurance professionals in general — must understand these specialized products to serve their clients better. Through continuing education, you can stay informed about these emerging trends.

3. Personalized Insurance Plans With Usage-Based Policies

Generalized policies are giving way to personalized ones, thanks to telematics and advanced tracking technology. Here are just a few examples of using integrated technology in the insurance industry:

Pay-per-mile auto insurance: These policies calculate premiums based on actual driving behavior and mileage.
IoT integration: Devices like smart home sensors help build tailor-made homeowner policies by assessing risks proactively.
Usage-based health insurance: Wearable devices track fitness and health metrics to offer personalized premiums and rewards.

Personalization benefits both insurers and policyholders, but it also introduces complexity. Adjusters must adapt as claim reviews become more intricate. Taking an online CE course through Bob Brooks School ensures your skills stay sharp in this rapidly changing landscape.

4. Automatic Claims Processing

Automation is transforming the insurance industry, making claims faster and easier. AI and new technology help process claims data, evaluate damages, and approve simple payouts quickly and accurately. This allows policyholders to enjoy faster communication and fewer delays, improving their overall experience. For insurers, automation saves time and reduces costs, creating a win-win for everyone.

Automation doesn’t mean losing relevance for adjusters. It means mastering these tools to enhance their roles. Comprehensive training in insurance adjuster continuing education introduces you to these new technologies, helping you work smarter and faster.

5. Predictive AI for Risk Assessment

AI is transforming the insurance industry, making it more intelligent and efficient. From analyzing risks to forecasting trends, it’s helping insurers make better decisions faster.

Advanced risk prediction: AI uses historical data to forecast risks and suggest proactive measures.
Efficient underwriting: Insurers can refine rates and policies based on better insights.
Improved claims processing: Automation speeds up claim reviews, reducing errors and enhancing customer satisfaction.

Understanding how predictive AI works allows adjusters to deliver more value to their clients and employers. Staying competitive in this high-tech environment means committing to ongoing learning.

Why Insurance Adjuster Continuing Education Matters

With all these trends, adjusters face new challenges and opportunities. The profession is more dynamic and technology-driven than ever before. Here’s why continuing education is critical for your success in 2025 and beyond:

Gain expertise in handling claims related to natural disasters or specialized green products.
Stay ahead of automation with training in the latest claims processing software.
Develop an in-depth understanding of telematics and AI analytics.

Through Bob Brooks School’s online course, you can learn how to adapt to these changes while enjoying the flexibility of studying at your own pace. Our 24-hour CE package covers the essentials of:

Ethics & Title Insurance
Flood Insurance
Commercial Property
Homeowners
Personal Auto
And more

Stay Ahead of the Trends With Bob Brooks School

Don’t wait to prepare for the exciting changes ahead in the insurance industry. By enrolling in our online insurance adjuster continuing education course, you’ll sharpen your skills, stay competitive, and stay compliant with Louisiana CE requirements. Call 225-292-7277 or message us online to learn more about our course or enroll today.